Choosing your first credit card can be overwhelming, but it’s a crucial step in building your credit history. In this blog, we’ll break down the best credit cards tailored for first-time users in 2025.
Why You Need a Beginner-Friendly Card
Beginner credit cards often come with lower credit limits and simpler rewards structures. They're perfect for learning how to manage credit responsibly while still enjoying benefits like cashback or discounts.
Top Picks for 2025
- HDFC Millennia Card: Great for online shoppers and UPI payments.
- SBI SimplyCLICK: Offers accelerated rewards on Amazon, BookMyShow, and more.
- Axis MY Zone Card: Comes with lifestyle discounts and annual fee waivers.